We at Uebelhor and Sons Cadillac Vincennes carry an assortment of Cadillac models to suit most anyone. If you're interested in purchasing your next vehicle from us, we offer leasing and financing options for any budget. Learn the benefits of each to determine what choice suits you better. You are always welcome to test drive any model at our Vincennes location.

Financing

Financing involves applying to borrow the cash to purchase a vehicle and paying it back over time. Payments are usually made over a period of 24 to 84 months, though this may vary among dealers. Factors that commonly influence payments are credit score, interest rates, size of the down payment, trade-in value of your current vehicle, and required insurance during the term.

Financing gives you complete control over the use of your vehicle, so you can customize it any way you wish and drive it as often as you like. Since you own the vehicle when you choose to finance, you may sell it or trade it for another vehicle, even with an auto loan.

Leasing

Leasing is paying a dealer monthly over a period of years to use the vehicle for a short term. The most common lease time periods range from 12 to 60 months, with an average term of 24 to 36 months. Dealers may calculate payments based on a buyer's credit score, vehicle make, expected depreciation over the loan term, and mileage.

One benefit of leasing is that you may drive a new vehicle every few years without a commitment to buying it. You hand the keys back to the dealer at the end of the lease term, so you don't have to go through the trouble of selling if you wish to switch models. Since you only pay for the depreciation, lease payments are commonly much lower than financing.

Apply Online

We offer our customers several online tools and a secure online application to fill out at their convenience. You may use our pre-qualifying tool to calculate your loan eligibility.